Installment Plan Questions

• How does Shop Pay installments work?

  Buy now, pay later with Shop Pay! Quick approval, easy payments, no hidden fees When you choose Shop Pay at checkout, you can split your purchase into 4 equal,  biweekly installment payments—with 0% interest, no additional hidden or late fees, and no impact on your credit score.* 1. Add item...

• Are there late fees when using Shop Pay Installments?

  No, there are no late fees if you miss a scheduled payment.

• Will Shop Pay installments affect my credit score?

  No, paying with Shop Pay and choosing the installment option will not affect your credit score. *Payment options are offered by Affirm and are subject to eligibility check and might not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of B...

• What if I make a return on a purchase made through Installments with Shop Pay?

  If your refund amount is less than the amount remaining on your Shop Pay Installments balance, then you can expect one or both of the following: A smaller payment balance on the final payment Less future payments on the remaining loan balance If your refund amount is more than the amount remaini...

• Which payment methods are accepted if I use the option to pay Installments on Shop Pay?

  The installments option on Shop Pay is available on debit and credit cards.